People buy insurance coverage for a reason. They buy it so that when or if something bad happens in life, they will have the financial resources needed to recover from that event. But insurance companies sell policies for a different reason. They sell them to make a profit.
More to the point: When it comes down to a choice between protecting their profits or honoring their obligations to a policyholder, the policyholder is often left holding an empty bag. When a claim is wrongfully denied, you need a lawyer on your side for legal help with the insurance and bad faith claim lawsuit, or California Insurance disputes, whether they be auto, personal injury insurance claims, life insurance claims, ERISA (employee retirement income security act) or long term disability claims, can be complicated. You’re a lot better off facing a denied insurance claim with an experienced lawyer who knows how to pursue insurance companies for bad faith for denied or disputed insurance claims.