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Life Insurance Claims

Life Insurance Policy Disputes

When selling whole life, cash accumulation insurance policies to individuals under an employer-sponsored benefits plan, insurers often use the sales argument that these policies are an investment — that after a certain number of years the policy you purchase will pay for itself.

What they don't say or the way they distort what they do say is more telling and in fact, legally speaking, could be more fairly characterized as misrepresentation.

The attorneys at Goldstein, Gellman, Melbostad, Harris & McSparran have provided strong, effective legal representation on behalf of life insurance policyholders and beneficiaries in the Bay Area and Northern California for decades. If you have received a huge bill for your next premium or have had a claim for benefits denied, we encourage you to call or contact us about your life insurance policy dispute for a free consultation with one of our lawyers.

Have You Received a Six-Figure Bill for Your Next Premium?

If you have, you are not alone. In fact, many of our firm's clients (or in many cases, their children) have come into our office with unexpected bills for life insurance premiums larger than $250,000 dollars.

Although many "vanishing investment/exploding premium" cases have been settled through class action lawsuits, the problem still exists. As a result, our lawyers continue to hear about and handle individual life insurance policy disputes involving misrepresentations as to what policyholders actually owe, what is covered, how much the policy will pay and how the investment itself is structured.

The point here is that unlike situations involving life insurance policies purchased from an employer-sponsored provider, with a privately-purchased life insurance dispute, you do have a full set of legal rights and options.

Talk to us about what those are and find out how we can help.

We offer free initial consultations and can provide advice and representation for private life insurance policy disputes on either an hourly basis or on a contingency basis. To learn more, call our offices at 415.673.5600 or contact us online.



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Goldstein, Gellman, Melbostad, Harris & McSparran, LLP

1388 Sutter Street, Suite 1000
San Francisco CA 94109-5454

Phone: 415.673.5600
Fax: 415.673.5606

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