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Failure to Pay Insurance Claims

Insurance Bad Faith:
Underpayment of Insurance Claims

Insurance companies seem to live by two basic principles. The first can be summed up accurately by the words "Deny, deny, deny." The second, seen in cases where coverage cannot legitimately be denied, is simply this: intimidate, delay or deceive policyholders into accepting nothing or far less than their claims are actually worth.

If you are in the Bay Area or Northern California and believe that your insurance company has acted in bad faith, talk to the experienced legal team at GGMH.

At Goldstein, Gellman, Melbostad, Harris & McSparran, we take the underpayment of insurance claims very seriously and will not be intimidated by any insurance company that refuses to honor their policyholder obligations. To learn about your rights or what our lawyers can do to protect them, call us at 415.673.5600 or send an e-mail containing a brief description of your situation and concerns. We represent clients throughout the San Francisco Bay Area including Walnut Creek, Marin, Oakland and San Jose.

Talk to an attorney who has experience with cases involving the underpayment of insurance claims before you accept anything less than you deserve.

Put Our Experience With Insurance Disputes on Your Side

Our partners link to firm overview first began taking on insurance companies by litigating unfair coverage denials and underpayments of homeowners' insurance claims in the early 1980s.

In the decades since, we have seen insurance companies refuse payments or low ball estimates in the hope that the policyholder will walk away rather than spend the time, money and resources it would take to obtain more. In some instances, the failure to pay or underpayment was due to nothing more than a simple clerical or administrative mistake on the insurer's part.

But far too often, our lawyers have seen deceptive strategies used to justify the failure to pay or the underpayment of insurance claims. These include a reliance on unreasonable interpretations of policy language or use of phrases such as "similar" instead of "like kind" contained in the policy, or applying inappropriate depreciation formulas to business equipment, vehicles, homes and other property.

Call us at 415.673.5600 or contact our San Francisco offices online to arrange for an initial consultation.



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Goldstein, Gellman, Melbostad, Harris & McSparran, LLP

1388 Sutter Street, Suite 1000
San Francisco CA 94109-5454

Phone: 415.673.5600
Fax: 415.673.5606

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