Home & Property destruction Insurance Claims

Failure to Provide the Coverage You Counted

People buy homeowners’ insurance mainly for peace of mind. They buy it because they want to know that if their home is destroyed by a fire or a natural disaster, they will have the financial resources needed to rebound from that event.
Unfortunately, many homeowners’ insurance companies seem to be far better at collecting premiums than they are at providing benefits to people with valid claims.

Disability Insurance Claims

Some Disabling Injuries & Conditions Include:

  • Back and neck injuries
  • Brain injuries/cognitive disabilities
  • Mental/psychological illnesses such as depression or bipolar disorder
  • Stroke
  • Heart disease and cardiovascular disease
  • Chronic fatigue syndrome
  • Carpal tunnel syndrome

Accidents & Personal Injury

Have You Been Seriously Injured in the San Francisco Bay Area?

We know how disruptive to a person’s life a physical injury can be. The medical bills, lost wages, pain and suffering, as well as the difficulty performing your simple daily tasks, can put a huge strain on an injured person’s life.

Erisa Long-Term Disability Claims

Some of the more common types of disabling injuries and conditions we have experience with include:

  • Back and neck injuries
  • Brain injuries/cognitive disabilities
  • Mental/psychological illnesses such as depression or bipolar disorder
  • Stroke
  • Heart disease and cardiovascular disease
  • Chronic Fatigue Syndrome
  • Carpal Tunnel Syndrome
  • Incontinence and bowel and bladder issues

Life Insurance Claims

Employment-Related Life Insurance Policies

The Employee Retirement Income Security Act (ERISA) of 1974 governs most employer-sponsored or employer-purchased life insurance policies. Under this federal law, insurance companies that issue these policies have very little incentive to pay benefits, because the law is tilted heavily in their favor and they face no real penalties for denying claims.

Other Insurance Policy and Coverage Disputes

For information about specific issues or types of insurance policies

  • Bad Faith Insurance
  • Failure to Defend
  • Failure to Pay Claims
  • Private Disability Insurance
  • Homeowners’ Insurance Claims
  • Business Owners (CGL Commercial General Liability) Policies
  • Landlord & Property Owner Insurance Issues
  • Auto Insurance Claims
  • Uninsured & Underinsured Motorist Policies
  • Life Insurance Claims