Serious injuries suffered in a car accident can lead to medical bills and wage losses that far exceed the negligent driver’s insurance policy limits. Complicating the situation further is the fact that many of the most negligent drivers on the roads do not carry any insurance at all.
At Goldstein, Gellman, Melbostad, Harris & McSparran, we offer aggressive and experienced legal representation to Northern Californians who have found themselves in the unfortunate position of having been injured by a driver with little or no liability insurance whatsoever. To find out how our attorneys can help you and your family recover, call us directly at 415.673.5600 or contact us online to arrange for a free consultation. We represent clients with motorist insurance coverage disputes throughout Northern California, San Francisco, Marin, San Mateo, Walnut Creek, Oakland and San Jose.
The first question to ask is “Are you covered by your insurance policy?” In California, uninsured and underinsured motorist coverage is optional. In fact, brokers and agents are not even required to offer it.
The first question to ask is “Are you covered by your insurance policy?” In California a small uninsured and underinsured motorist coverage is required to be offered when an auto insurance policy is purchased. However many policy holders think they will be getting uninsured and underinsured policies with the limits of $100,000 or more just like their liability policy. In fact, brokers and agents are not even required to offer it and only have to provide it if it is specifically asked for.
Our lawyers have a great deal of experience with underinsured and uninsured motorist laws in California. In some cases, we have been able to obtain the needed coverage by demonstrating the insurer’s or their agent’s negligence or misrepresentation in selling the policy. In others, we have been able to do this by showing the insurance company wrongfully interpreted policy terms and refused to pay the amount of money that was properly owed.
We offer free initial consultations and can provide advice and representation for UM and UIM disputes on either an hourly basis or on a contingency basis. To learn more, call our San Francisco offices at 415.673.5600 or contact us online. We represent clients with motorist insurance coverage disputes throughout Northern California, San Francisco, Marin, San Mateo, Walnut Creek, Oakland and San Jose.
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