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People buy insurance coverage for a reason. They buy it so that when or if something bad happens in life, they will have the financial resources needed to recover from that event. But insurance companies sell policies for a different reason. They sell them to make a profit.

More to the point: When it comes down to a choice between protecting their profits or honoring their obligations to a policyholder, the policyholder is often left holding an empty bag. When a claim is wrongfully denied, you need a lawyer on your side for legal help with the insurance and bad faith claim lawsuit, or California Insurance disputes, whether they be auto, personal injury insurance claims, life insurance claims, ERISA (employee retirement income security act) or long term disability claims, can be complicated. You’re a lot better off facing a denied insurance claim with an experienced lawyer who knows how to pursue insurance companies for bad faith for denied or disputed insurance claims.

Practice Areas

The law firm's diverse practice areas fall into the following categories:

Home & Property destruction Insurance Claims

Failure to Provide the Coverage You Counted

People buy homeowners’ insurance mainly for peace of mind. They buy it because they want to know that if their home is destroyed by a fire or a natural disaster, they will have the financial resources needed to rebound from that event.
Unfortunately, many homeowners’ insurance companies seem to be far better at collecting premiums than they are at providing benefits to people with valid claims.

Disability Insurance Claims

Some Disabling Injuries & Conditions Include:

  • Back and neck injuries
  • Brain injuries/cognitive disabilities
  • Mental/psychological illnesses such as depression or bipolar disorder
  • Stroke
  • Heart disease and cardiovascular disease
  • Chronic fatigue syndrome
  • Carpal tunnel syndrome

Accidents & Personal Injury

Have You Been Seriously Injured in the San Francisco Bay Area?

We know how disruptive to a person’s life a physical injury can be. The medical bills, lost wages, pain and suffering, as well as the difficulty performing your simple daily tasks, can put a huge strain on an injured person’s life.

Erisa Long-Term Disability Claims

Some of the more common types of disabling injuries and conditions we have experience with include:

  • Back and neck injuries
  • Brain injuries/cognitive disabilities
  • Mental/psychological illnesses such as depression or bipolar disorder
  • Stroke
  • Heart disease and cardiovascular disease
  • Chronic Fatigue Syndrome
  • Carpal Tunnel Syndrome
  • Incontinence and bowel and bladder issues

Life Insurance Claims

Employment-Related Life Insurance Policies

The Employee Retirement Income Security Act (ERISA) of 1974 governs most employer-sponsored or employer-purchased life insurance policies. Under this federal law, insurance companies that issue these policies have very little incentive to pay benefits, because the law is tilted heavily in their favor and they face no real penalties for denying claims.

Other Insurance Policy and Coverage Disputes

For information about specific issues or types of insurance policies

  • Bad Faith Insurance
  • Failure to Defend
  • Failure to Pay Claims
  • Private Disability Insurance
  • Homeowners’ Insurance Claims
  • Business Owners (CGL Commercial General Liability) Policies
  • Landlord & Property Owner Insurance Issues
  • Auto Insurance Claims
  • Uninsured & Underinsured Motorist Policies
  • Life Insurance Claims

R. Stephen Goldstein

R. Stephen Goldstein is a litigation attorney, with particular expertise in settlement negotiations, arbitration and mediation techniques, tort, contract, real property and business law, and sexual harassment. Steve has served as lead counsel in all manner of business, contract, real estate and employment discrimination trials and arbitrations. Steve completed mediation training at the Program for Instruction of Lawyers, at Harvard Law School, and is an Adjunct Professor of Law at Golden Gate University Law School.

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David R. Gellman

David R. Gellman focuses on transactional matters such as condominium conversions, commercial leasing, tenancies-in- common (TICs), business formation and operation, real property transactions, and estate planning.

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Paul H. Melbostad

Paul H. Melbostad specializes in probate and trust administration and litigation, estate planning domestic partnership matters, business entity formation, and real estate and small business transactions and litigation. Paul has been an active participant for over thirty years in the Estate Planning Probate and Trust and Estate Planning Probate and Trust Litigation Sections of the San Francisco Bar Association, as well as distinguished attorney groups specializing in same-sex couples issues.

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Lee S. Harris

Lee S. Harris assists individuals and small businesses clients throughout California including courts located in San Francisco, Marin, Oakland, Alameda County and San Jose, representing them in their claims or disputes related to insurance, serious personal injuries, property losses and wrongful death issues.

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R. Boyd Mcsparran

R. Boyd McSparran counsels San Francisco property owners on purchase and sale agreements, disclosure obligations, tenancies-in- common (TICs), condominium conversions, easements, and general residential and commercial real property matters. Boyd supervises the firm’s landlord/tenant litigation and rent control practice, and heads the firm’s real estate “for-sale-by-owner” or brokerless transaction team.

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A. Jeanne Grove

Senior litigator A. Jeanne Grove’s primary practice areas are co-ownership and real property. Her experience includes litigating purchase/sale disputes, nondisclosure claims, condominium and tenancy-in- common issues, title disputes, partition, landlord-tenant issues, insurance coverage matters, boundary disputes and leases.

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Adrian Hern

Adrian Hern is a trial lawyer who helps people with insurance, personal injury and construction defect problems. Her clients include individuals and small businesses throughout California, appearing before the courts of San Francisco, Marin, Oakland, Alameda County and San Jose, and representing them in their claims or disputes related to insurance, catastrophic personal injuries, home and business destruction, insurance disputes and wrongful death claims.

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Arthur Meirson

Arthur Meirson represents clients in transactional/business matters, and in litigation. He prepares business asset purchase agreements, forms business entities, drafts residential and commercial leases, licenses, operating agreements and co-ownership agreements, and represents buyers and sellers in “for-sale- by-owner” (FSBO or brokerless) transactions. Arthur has litigated purchase and sale disputes, nondisclosure and breach of contract claims, condominium and tenancy-in- common arguments, partition actions, easements, and boundary disputes.

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Ashley E. Klein

Ashley E. Klein’s law practice focuses on real estate litigation, including residential and commercial landlord-tenant matters, wrongful eviction defense, purchase and sale of real estate and co-ownership disputes. As head of G3MH’s landlord-tenant practice group, she represents clients in evictions, general civil lawsuits, San Francisco Rent Board arbitrations, private mediations, arbitrations and settlement conferences.

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Zach D. Webster

Zach D. Webster’s real estate litigation practice focuses on actions for fraud and misrepresentation, contract disputes, and real estate non-disclosure cases. Before joining G3MH, Zach fearlessly represented plaintiffs in complex commercial litigation matters in New York City, including international investors defrauded by banks during the mortgage and housing crisis, as well as embezzlement cases.

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Laura Campbell

Laura Campbell is a litigation attorney, focusing on landlord/tenant matters. She represents G3MH clients in unlawful detainer lawsuits, negotiating tenant buy-outs, and resolving property management issues.

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R. Stephen Goldstein

Partner

David R. Gellman

Partner

Paul H. Melbostad

Partner

Lee S. Harris

Partner

R. Boyd Mcsparran

Partner

A. Jeanne Grove

Partner

Adrian Hern

Partner

Arthur Meirson

Associate

Ashley E. Klein

Associate

Zach D. Webster

Associate

Laura Campbell

Associate